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About Our Company

A quality term life policy can help you protect and provide for your loved ones even after you're gone. Your death will be hard enough on your family without compounding that grief with financial worries. This type of essential coverage can help your family cover your final expenses, such as funeral and burial costs, and help preserve their current standard of living. By getting free estimates on policies through our site, you can take the first step to making sure your family would have the means to reach their long-term goals if you were to die. When you are covered, you have the peace of mind of knowing your spouse would be able to pay off the mortgage, retire, and send your children to college without struggling to make ends meet.

Benefits of Term Life Insurance

  • Get a large amount of protection on a limited budget
  • Supplement an existing policy with added temporary coverage when you have additional financial obligations (e.g. mortgages, college tuition, etc.)
  • Meet specific business needs. For instance, you can cover the life of a key employee until he or she retires.
  • Beneficiaries do not have to pay income tax on death benefits
  • Some plans give you a conversion option to switch to a permanent plan

How it Works

This is the least complicated and most affordable type of life insurance. How it works is fairly simple. You take out a plan with a specified contract period and death benefit. For example, you might take out a 15-year policy for $1,000,000. If you die during the 15 years the plan is in force, your beneficiaries, or the people you named to receive the proceeds of your agreement, will be paid a death benefit of $1,000,000. If you are still alive after 15 years, your protection will cease unless you renew the contract. As you get quotes, keep in mind that premiums will increase as you age, so policies can quickly become unaffordable later down the road.

Contact Us

(888)489-7007 | (917)534-6478

mbettfield@terminsurancequotes.com